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Cash on Cash Return Calculator

Cash-on-Cash Return Calculator

Calculate your rental property’s cash-on-cash return quickly and easily

Rental Income (Yearly) ($)
Mortgage Payments (Yearly) ($)
Total Cash Invested ($)
Cash-on-Cash Return
41%
The more the better! 🤑

Calculation Breakdown

Annual Cash Flow
$14,400
Total Cash Invested
$35,000
Cash-on-Cash Return
41.14%

Cash-on-Cash Return Guide

Formula
Annual Cash Flow ÷ Total Cash Invested × 100
What’s a Good Return?
• 8-12% = Good
• 12-20% = Very Good
• 20%+ = Excellent
Total Cash Invested Includes
• Down payment
• Closing costs
• Initial repairs/renovations
• Reserve funds

Calculate Your True Returns in Seconds

Cash on cash return is the most important metric for real estate investors—it shows exactly how much cash flow you’re generating relative to the actual cash you invested. No fluff, no appreciation assumptions, just pure performance measurement.

Why Cash on Cash Return Matters Most:

  • Shows real returns on your actual cash invested
  • Ignores paper gains and focuses on cash flow
  • Helps you compare different investment opportunities
  • Reveals which properties truly perform vs. just look good on paper
  • Essential for portfolio optimization and refinancing decisions

What This Calculator Shows You

Input your investment details and instantly see:

  • Exact cash on cash return percentage
  • Annual cash flow after all expenses
  • Monthly cash flow projections
  • Return comparison vs. other investment options
  • Performance benchmarks for your investment type

Cash on Cash Benchmarks:

  • 8-12% = Solid real estate returns
  • 12-18% = Strong performance
  • 18%+ = Exceptional (investigate if it’s sustainable)
  • Below 6% = Consider other opportunities

The Truth About High-Performing Properties

Great cash on cash returns don’t happen by accident. They come from finding the right properties in the right markets with the right analysis.

Most investors focus on cap rates or gross yields, but cash on cash return tells the real story because it accounts for:

  • Your actual down payment and closing costs
  • Loan terms and financing structure
  • True operating expenses and vacancy rates
  • Management and maintenance realities

🎯 Find Properties That Actually Deliver: Upgrade to Pro for access to pre-screened opportunities with verified cash on cash projections of 12%+ in proven markets.

Pro members get:

  • Detailed cash flow analysis on 40+ properties daily
  • Historical performance data for similar investments
  • Market-specific expense benchmarks and vacancy rates
  • Financing optimization strategies to boost returns

Stop Settling for Average Returns

Use this calculator to evaluate any deal you’re considering. Then let us show you properties that consistently deliver the returns you actually want.

💡 Pro Tip: The best cash on cash returns often come from markets other investors overlook – not the trendy cities everyone talks about.

Calculate precisely. Invest purposefully. Scale profitably.